Combined Ratio

Combined Ratio
kombinierte Schaden-/ Betriebskostenquote, wichtige Kennzahl in der Versicherungswirtschaft zur Beurteilung des versicherungstechnischen Ergebnisses aus einzelnen Verträgen, (Teil-)Beständen, Zweigen oder Sparten. Die C.R. ist die Summe aus der Schaden- und Betriebskostenquote. Um ein positives versicherungstechnisches Ergebnis zu erreichen, muss eine C.R. von unter 100 Prozent erreicht werden. Eine C.R. von über 100 Prozent kann durch ein positives Kapitalanlageergebnis ausgeglichen werden.

Lexikon der Economics. 2013.

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